Life is unpredictable, and car accidents are quite common. Not everyone adheres to the traffic rules or standards of safe driving. If you ever end up in a crash, you would want to know your rights. If you live in a fault state, you could file a claim with the at-fault party’s insurer, seeking compensation for your damages. While you can do that independently, working with a top-rated auto accident law firm has its advantages. In this post, we are sharing why hiring an attorney is necessary after a car accident.
To find fault and liability
What caused the accident? Was the other driver reckless? Were you partly at fault? What if there was a commercial truck involved? These are a few questions that an attorney can answer for you. Car wrecks and crashes are rarely simple, and people do not admit fault in most circumstances. As such, you need unbiased legal advice and help with investigating the case. An accident attorney can rely on many details and pieces of evidence to determine fault, which will come in handy to prove your claim. You must have airtight evidence to prove that the other party was negligent.
To defend your rights and interests
Some states, such as California, follow the pure comparative negligence rule, while others have the modified comparative negligence rule. If your state is a pure comparative negligence state, you can claim compensation, even if your share of fault is more than 50% or higher than the other party. In modified comparative negligence states, one can only claim compensation, or take legal action, if they are less than 50% at fault. Insurance companies often use these rules to determine compensation, and without an attorney, you may settle for less.
To deal with insurance companies
All insurance companies work for a profit. They don’t want to pay high settlements to dent their profits. The claims adjuster may insist on a statement, and anything you say can go against you. It is always wise to let an auto accident attorney handle the negotiations. They know how to spot bad faith tactics, and they are capable of defending your rights. If needed, your attorney can even consider filing a direct lawsuit against the other driver at fault.
Meet an attorney immediately after your accident, preferably before you talk to the insurance company. Knowing the worth of your claim will help in deciding the further course of action.